Health cover is an essential tool that helps a lot in seeking quality healthcare, when required. It is, therefore, a person should buy these products so that one does not have to run for the arrangement of funds at the time of medical emergency. These products give extra protection to an insured and his/her family.
A person can stay away from financial anxiety that an illness can bring about with the help of health insurance plan. These products can offer coverage to people in different forms. This coverage can be for individuals, families or groups. Individual health insurance plans offer coverage only to an insured, family health insurance plan offers coverage to all family members and group health insurance plan offers coverage to a group of people. Employers generally offer this group coverage to their employees.
Besides it, there are different health cover offering products, which can be used at different situations of life. In case of coverage for health risks due to sickness, pure health insurance plans are there. In case of cover for health risks due to an accident, accident health insurance plans are available and in order to make medical treatment hassle-free while traveling, travel health insurance plans are present in Indian health insurance market.
There is a long list of benefits and facilities with each and every of these products. One of the most liked facility is Cashless Hospitalization, which helps people to avail quality healthcare without worrying for finances required for the same. Health insurer gives a list of network provider, where an insured can go and get treatment on basis of cashless hospitalization. Looking into this need of people, Apollo Munich came to forefront with more than 4000 hospitals in their network in its efforts to make medical acre affordable and accessible for its customers.
But, it does not mean that there would be no coverage offer to people seeking treatment in non-network hospitals. In such cases, people have to pay medical bills from their pockets and later, can raise these bills for reimbursement. The only point to ponder over in such cases is to intimate insurer at the earliest. After submitting the required documents, these bills are settled within specific time interval, subject to the norms of the insurer. There are many other benefits offered to policy holders to help insured stay healthy all times.
A person can stay away from financial anxiety that an illness can bring about with the help of health insurance plan. These products can offer coverage to people in different forms. This coverage can be for individuals, families or groups. Individual health insurance plans offer coverage only to an insured, family health insurance plan offers coverage to all family members and group health insurance plan offers coverage to a group of people. Employers generally offer this group coverage to their employees.
Besides it, there are different health cover offering products, which can be used at different situations of life. In case of coverage for health risks due to sickness, pure health insurance plans are there. In case of cover for health risks due to an accident, accident health insurance plans are available and in order to make medical treatment hassle-free while traveling, travel health insurance plans are present in Indian health insurance market.
There is a long list of benefits and facilities with each and every of these products. One of the most liked facility is Cashless Hospitalization, which helps people to avail quality healthcare without worrying for finances required for the same. Health insurer gives a list of network provider, where an insured can go and get treatment on basis of cashless hospitalization. Looking into this need of people, Apollo Munich came to forefront with more than 4000 hospitals in their network in its efforts to make medical acre affordable and accessible for its customers.
But, it does not mean that there would be no coverage offer to people seeking treatment in non-network hospitals. In such cases, people have to pay medical bills from their pockets and later, can raise these bills for reimbursement. The only point to ponder over in such cases is to intimate insurer at the earliest. After submitting the required documents, these bills are settled within specific time interval, subject to the norms of the insurer. There are many other benefits offered to policy holders to help insured stay healthy all times.